Who We Are
A dedicated team of professionals committed to transforming underserved communities through
innovative solutions and sustainable practices.
Our Mission
Kshema Foundation’s mission is to advance the financial resilience and social protection of underserved individuals and communities through capacity building, advocacy, and accessible financing models rooted in innovation and equity.
We seek to help lift people out of poverty and build climate resilience by expanding access to inclusive financial services and empowering excluded populations to make informed, life-improving decisions.
Our Vision
A world where rural communities thrive with dignity, resilience, and prosperity, equipped with the tools and knowledge to adapt to changing environmental and economic conditions.
We envision a world where every individual – regardless of geography or socioeconomic status – has access to affordable, effective, and sustainable solutions to adapt to changing environmental and economic conditions.
Our Core Values
Principles that guide everything we do
Collaboration
Working in partnership with communities, governments, and organizations for greater impact
Empowerment
Building capacity and confidence in rural communities to drive their own development
Innovation
Leveraging technology and creative approaches to solve complex rural challenges
Sustainability
Creating solutions that protect the environment while ensuring economic viability
Leadership Team
Experienced professionals driving our mission forward
Vijay Bhalaki
Director
Venkat Rajesh Pulagari
Director
Brent Keener
Principal Consultant
Geographic Focus
Kshema Foundation’s initial mandate is concentrated in India and the broader South Asia region, where we have the strongest networks and contextual understanding, and where the need for inclusive financial solutions and climate resilience is urgent and significant.
Expansion Plans
Our long-term vision is to apply our scalable, adaptable models to underserved communities worldwide.
