Who We Are
A dedicated team of professionals committed to transforming underserved communities through
innovative solutions and sustainable practices.
Our Mission
Kshema Foundation’s mission is to advance the financial resilience and social protection of underserved individuals and communities through capacity building, advocacy, and accessible financing models rooted in innovation and equity.
We seek to help lift people out of poverty and build climate resilience by expanding access to inclusive financial services and empowering excluded populations to make informed, life-improving decisions.
Our Vision
A world where rural communities thrive with dignity, resilience, and prosperity, equipped with the tools and knowledge to adapt to changing environmental and economic conditions.
We envision a world where every individual – regardless of geography or socioeconomic status – has access to affordable, effective, and sustainable solutions to adapt to changing environmental and economic conditions.
Our Core Values
Principles that guide everything we do
Collaboration
Working in partnership with communities, governments, and organizations for greater impact
Empowerment
Building capacity and confidence in rural communities to drive their own development
Innovation
Leveraging technology and creative approaches to solve complex rural challenges
Sustainability
Creating solutions that protect the environment while ensuring economic viability
Leadership Team
A global nonprofit advancing financial resilience and climate-smart protection for underserved farmers and communities.
Vijay Bhalaki
Director
Venkat Rajesh Pulagari
Director
Brent Keener
Head of Partnerships and Growth
Geographic Focus
Although Kshema Foundation was inspired by the mission, experience, and lessons learned of Kshema General Insurance – a leading provider of digital crop insurance in India – our mission is global: to translate these insights into stronger financial resilience and climate protection for underserved communities worldwide.
